A Complete Guide to Paying Your Ambetter Health Insurance Premiums

Having continuous health insurance is crucial to get regular medical care without financial hardships To keep your Ambetter health plan active, you must pay premiums on time every month This article provides a comprehensive guide about the different ways to pay your Ambetter health insurance premiums conveniently.

Ambetter health insurance plans are offered by Centene Corporation – a leading health insurance provider in the US. Ambetter provides affordable health plans on the Health Insurance Marketplace to individuals and families.

With a large network of doctors and hospitals, excellent member resources and focus on whole health, Ambetter aims to make healthcare accessible and cost-effective. Ambetter health plans are available in over 20 states currently.

Importance of Paying Premiums on Time

Your health plan premium is usually paid on a monthly basis. Paying premium is vital to continue your Ambetter health coverage without any gaps or disruptions. If you miss premium payments it leads to serious repercussions like

• Your health plan gets terminated due to non-payment if you miss premiums beyond grace period.

• You may have to pay hefty fees for policy reinstatement after termination.

• Medical services availed during policy lapse will not be covered. You bear full costs.

• Frequent non-payments can negatively impact your insurability for future coverage.

Hence, you must pay Ambetter premiums on or before due date to enjoy continuous coverage benefits. Ambetter offers multiple payment options for your convenience.

Online Payment Methods to Pay Ambetter Premium

Paying premium online through Ambetter’s website or app is the easiest way to pay bills on time. Following are the online payment facilities offered:

Paying Through Ambetter Website

• Visit Ambetter website and login to your online member account.

• Under Billing section, click on ‘Make a Payment’.

• Choose payment mode – credit/debit card, bank transfer etc.

• Input payment details accurately and complete the transaction.

Paying Through Ambetter Mobile App

• Download the Ambetter Health app on your phone.

• Login to your account, navigate to Payments.

• Select payment amount and make card/bank payments securely on app.

Setting Up Auto-Pay

• You can enroll for auto-pay facility from Ambetter member account.

• It allows recurring automatic premium charges to your card every month.

• Hassle-free option to stay on top of payments without manual work.

Benefits of Online Payments

• Convenient, quick and accessible anytime from home.

• Safe and secure processing of payment information.

• Instant payment confirmation and record keeping.

• Avoid delays or checks getting lost in mail.

Offline Payment Modes for Ambetter Premiums

If you prefer old-fashioned payment methods, you can pay Ambetter premiums through the following offline options:

Paying by Phone

• Call the number on your Ambetter insurance card to talk to representative.

• Provide your member details and request for premium payment over the call.

• Share payment information and card details for processing over the call.

Paying by Mail

• Make check or money order in favor of ‘Ambetter’.

• Include your name, Ambetter ID, contact details behind the payment.

• Mail the check/money order to Ambetter’s billing address well before due date.

Paying in Person

• Visit nearest Ambetter branch with cash, check or card for in-person payment.

• Get printed receipt from the branch staff for your records.

Paying at Walmart

• Ambetter has partnered with Walmart to facilitate in-store payments.

• Visit Walmart store and make Ambetter premium payments at MoneyCenter.

Using MoneyGram®

• You can also use MoneyGram facility at participating outlets to pay bills.

• Make sure to carry your account details to provide while making payments.

Paying atdoctor’s office

• Some provider offices allow collecting Ambetter premiums during your visit.

• Check with your doctor’s office if they offer such facility before visit.

Things to Remember About Premium Payments

Here are some important points to remember regarding Ambetter premium payments:

• Note that partial or under payments can result in policy cancellation due to shortfall.

• If expecting delays, contact Ambetter beforehand and request due date extension.

• Keep payments receipts safely for future needs and tax purposes.

• Update your account if changing card or bank account details used for auto-pay.

• Ambetter provides 30-day grace period before terminating coverage for non-payment.

What Happens If You Miss Paying Premiums?

Ambetter provides a grace period of 30 days after premium due date to complete the payment before any policy termination.

If you still fail to pay within grace period, your policy gets terminated retroactively from the original premium due date. Any claims during this inactive period will be denied.

You can request for policy reinstatement within 30 days of termination by:

• Clearing outstanding premiums along with applicable fees
• Providing health status information for reassessment

To avoid complications of lapse in coverage, opt for auto-pay facility and payment reminders.

Premium Payment Receipts

It is highly advisable to retain all premium payment receipts for future reference and needs.

• For online payments, save digital payment confirmation available in your account.

• For offline payments, collect printed paper receipts from payment avenues.

• Attach payment receipts with your tax records as premiums are eligible for tax deduction.

• Payment receipts also act as proof in case of discrepancies in premium accounting.

Changing Premium Payment Method

You can easily change your preferred premium payment method anytime by:

• Updating payment information in your online Ambetter member account.

• Calling Ambetter support center and requesting payment method change through call.

• Visiting nearest Ambetter branch and submitting request form for method change.

Some reasons for changing payment method can be expired card details, closed bank account, preferring auto-pay facility etc.