How to Make AARP Life Insurance Payments

Having life insurance provides important financial protection for your loved ones. If you have a policy with AARP, you’ll need to pay your premiums on time to keep coverage active. In this article we’ll look at how to make payments for AARP life insurance.

Overview of AARP Life Insurance

AARP is best known as an advocacy group for people over 50. But they also offer their members a variety of products and services like life insurance.

AARP life insurance is provided by New York Life and comes in two main types

  • Term life – This covers you for a certain period of time, such as 10 or 20 years. It pays a death benefit if you pass away during the term.

  • Whole life – This offers lifelong coverage as long as you pay premiums. It builds cash value that you can borrow against.

AARP policies provide guaranteed acceptance for applicants aged 50-80 in good health. This makes it easy to get coverage, without taking a medical exam.

Now let’s go over the payment options for AARP life insurance premiums.

Paying Online

The easiest way to pay your AARP life insurance bill is online. Here’s how:

  1. Go to www.nylaarp.com/Payments/One-Time-Payment and log into your account.

  2. Enter your policy number and ZIP code. Click “Validate Policy”.

  3. Select the payment amount from the drop-down menu. This will show your balance due.

  4. Enter your credit/debit card details or select PayPal.

  5. Review payment details and submit.

You’ll receive an email confirmation once the payment processes. Paying online is fast, convenient, and secure. Just log in anytime to make a payment.

Paying by Phone

To speak with someone directly, you can call AARP to make a payment over the phone:

  • Call 1-888-OUR-AARP (1-888-687-2277)

  • Select the “insurance” option when prompted.

  • Let the agent know you want to make a payment on your life insurance policy.

  • Provide payment details like debit/credit card info.

  • Write down the confirmation number at the end for your records.

The AARP call center is open 8am-11pm ET Monday to Friday and 9am-5pm ET Saturday. Give them a call if you prefer personal assistance.

Paying by Mail

If you like to mail payments the old-fashioned way, you can send a check or money order to AARP. Here’s how:

  1. Make your check or money order payable to “AARP Insurance Plan”.

  2. Write your AARP life insurance policy number on the memo line.

  3. Mail your payment to:

    AARP Insurance Plan
    PO Box 740273
    Cincinnati, OH 45274-0273

  4. Allow 7-10 business days for mailed payments to process. Check your account to confirm.

While slower than electronic payments, mailing a check gives you a paper trail. Just make sure to send it with enough time to arrive before the due date.

Automatic Payments

The most convenient option is to enroll in automatic payments from AARP. This withdraws your life insurance premium on the same date each month.

To set up automatic payments:

  • Log into your account and click on “Payment Information”.

  • Select “Automatic Payment Information” and fill in your details.

  • Choose the withdrawal date that works best each month.

With autopay, you don’t have to remember to pay. The premiums are deducted on time, so you maintain continuous coverage.

Payment Tips for AARP Life Insurance

Follow these tips for paying your AARP life insurance premiums:

  • Mark your calendar with the due date each month to remember to pay on time.

  • Call customer service if you need to update expiration dates for credit cards or bank accounts.

  • Pay a few days early to account for processing time and avoid late fees.

  • Set payment alerts through your bank or AARP’s website for extra reminders.

  • Contact AARP if you need to discuss payment plan options.

Maintaining life insurance is important for securing your family’s future. With AARP’s flexible payment methods, it’s simple to pay premiums on time each month. Reach out anytime if you need assistance.

Get AARP Life Insurance Payment Support

If you have questions about paying your AARP life insurance premium, their customer service agents are available:

  • By phone at 1-888-OUR-AARP (1-888-687-2277)

  • Using the online chat feature at www.aarp.org

  • Email [email protected]

  • Write to:

    AARP Insurance
    601 E St NW
    Washington, DC 20049

AARP wants paying your premiums to be easy and painless. Contact them to get personalized assistance with any payment issues. Keeping your policy active provides invaluable security for those you love.

aarp life insurance payment

AARP Life Insurance Policy Review

FAQ

How to make a payment to AARP?

Call to pay You can also join or renew by calling 1-888-OUR-AARP (1-888-687-2277). We accept credit card and electronic check payments over the phone.

How long does it take for AARP life insurance to pay out?

On average, the claims process may take 1-2 months from start to finish. The process begins when a policy holder’s death is reported to the life insurance company.

What is the phone number for AARP New York Life payment?

As an AARP member, you can apply for up to $100,000 in life insurance to help protect your family and receive free life insurance information from AARP Life Insurance Program from New York Life. For more information, go to our Member Benefits page or call New York Life at 1-800-865-7927.

What is the payout for AARP death benefits?

Payouts are typically a percentage of the policy’s face value, up to 80 percent. These benefits may not be available for people with preexisting conditions, and payouts of accelerated benefits will reduce the amount available to beneficiaries when the policyholder dies.

How do I pay my AARP Life Insurance Bill?

We encourage you to contact them directly for more information on paying your life insurance bill. Go to our AARP Life Insurance Program from New York Life Member Benefits page or call New York Life at 1-800-865-7927. Learn how to contact New York Life directly to pay your life insurance bill.

Does AARP offer a life insurance program?

Some provider offers are subject to change and may have restrictions. The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010. AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries.

Who underwrites AARP Life Insurance?

The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010 (NAIC #66915). AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. New York Life Insurance Company is licensed in all 50 states.

Does AARP work with New York Life Insurance Company?

AARP is not an insurance company or financial services provider, but we work with New York Life Insurance Company to offer products and services that have been researched and carefully evaluated to meet our high standards. We encourage you to contact them directly for more information on paying your life insurance bill.

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