How to Pay Your Wells Fargo Mortgage Bill Online

Paying your mortgage bill on time every month is crucial for maintaining your good credit and keeping your loan in good standing. Wells Fargo offers several convenient ways to pay your mortgage bill so you never miss a payment. In this article, we’ll explain the different options for paying your Wells Fargo mortgage bill online.

Enroll in Wells Fargo Online Banking

The easiest way to pay your mortgage with Wells Fargo is through their online banking system You can enroll to access your account online typically 4-7 business days after your mortgage transfers to Wells Fargo,

To get started, visit wellsfargo.com and click on “Enroll Now” under Wells Fargo Online. It only takes a few minutes to sign up. You’ll need to provide personal information like your name, address, Social Security number, and account number.

Once enrolled, you can sign in to your account anytime to view your balance, transaction history, and scheduled payments.

Schedule One-Time or Recurring Payments

Within your Wells Fargo account dashboard, you can schedule one-time or recurring payments to your mortgage This allows you to set up automatic monthly payments so you never forget.

To schedule a payment:

• Sign in to Wells Fargo Online Banking
• Locate your mortgage account
• Click “Make Payment”
• Enter the payment amount and date
• Select whether you want it to recur monthly
• Confirm your payment details

The funds will withdraw automatically from your linked Wells Fargo checking or savings account. You can also opt to make an additional principal payment to pay down your mortgage faster.

Pay from an External Account

If you don’t have a Wells Fargo checking or savings account, you can still pay your mortgage bill online. On the payment screen, choose the option to pay from an external account at another bank.

You’ll need to enter your account number and routing number The payment will process as an electronic transfer from your external bank, Just be sure the account has sufficient funds on the scheduled date

Pay with Same-Day Express Payments

For last-minute payments, Wells Fargo offers Same-Day Express Payments for your mortgage. Instead of the payment taking 2-3 business days to process, it will credit to your mortgage account the same day.

To use Same-Day Express Payments, you must initiate the payment before 7 PM Central Time Monday – Friday. There is a $10 fee per payment.

Set Up Automatic Mortgage Payments

For complete convenience, consider enrolling in Wells Fargo’s automatic mortgage payment program. This automatically withdraws your payment each month on a recurring schedule.

You can choose to have payments taken out:

• Monthly
• Twice per month
• Every two weeks
• Weekly

The more frequent options will help you pay down your mortgage principal faster. Call 1-800-357-6675 to enroll or set up automatic payments in your account dashboard.

Pay by Phone

Wells Fargo offers two ways to pay your mortgage over the phone:

Automated Payments – Call 1-800-357-6675 anytime 24/7 and use the automated system to make a payment.

Customer Service – Speak to a mortgage specialist Monday-Friday 7 AM – 10 PM and Saturday 8 AM – 2 PM Central Time at 1-800-357-6675. They can take your payment over the phone or assist with any account questions.

Pay by Mail

If you prefer to mail in payments the old-fashioned way, Wells Fargo still offers that option. You can send a check or money order to the payment address provided in your welcome letter.

Be sure to include your loan number and the payment due date on your mailed payment for proper application. Mailed payments must be received before the due date to avoid late fees.

Pay in Person

You can visit any Wells Fargo bank branch to make a payment in person after your mortgage account transfers over. Bring your account number and payment amount.

Only Wells Fargo branch locations can accept mortgage payments – other offices like Wells Fargo Home Mortgage offices cannot take payments. Locate your nearest branch on the Wells Fargo website.

Avoid Late Fees and Penalties

To summarize, Wells Fargo offers flexible options to pay your mortgage online, by phone, mail or in person. Sign up for automatic payments or same-day express payments to avoid ever missing a payment. Monitor your account routinely to ensure on-time payments and prevent late fees or credit damage. Contact Wells Fargo customer service if you need assistance managing payments.