Making Vehicle Payments with INFINITI Financial Services

Buying a new vehicle is an exciting experience. After shopping around and test driving different models, you finally settle on the perfect INFINITI for you. But now it’s time to figure out how you’ll pay for your new ride. This is where INFINITI Financial Services comes in. As the dedicated finance division for INFINITI vehicles, they offer a variety of payment options to fit your budget and lifestyle. In this article we’ll break down the different ways you can make vehicle payments through INFINITI Financial Services.

Leasing

Leasing is a popular payment option that allows you to drive a new INFINITI vehicle with lower monthly payments compared to purchasing. With a lease you pay only for the vehicle’s depreciation during the lease term, which is usually 24 to 36 months. At lease end you simply return the vehicle unless you decide to purchase it. Monthly payments are based on the vehicle’s MSRP and projected residual value at lease end, plus interest and applicable fees. Leasing advantages include lower monthly payments, easy vehicle upgrades, and warranty coverage for most of the lease term. Downsides are mileage limits and wear-and-tear charges if you go over.

Financing

Also called an auto loan financing allows you to spread out the purchase price in monthly payments. You can finance a new or used INFINITI through a bank, credit union or directly through INFINITI Financial Services. Loan terms typically range from 24 to 72 months. Longer terms have lower payments but pay more interest over time. Shorter terms cost less in interest but have higher monthly payments. You own the vehicle once the loan is paid off. Financing is a good option if you plan to keep the vehicle long term. Make sure to get pre-approved so you know your rate and terms before purchasing.

INFINITI Financial Services Payment Options

INFINITI Financial Services offers both leasing and financing options to INFINITI owners. They provide online payment calculators to estimate payments. You can even get pre-qualified to see potential lease or financing terms before visiting a retailer. Payment options include:

• Standard Payments: Spread payments evenly over the lease or loan term. You pay the same amount each month.

• Deferred Payments: Make lower payments at the start and gradually increase them over time. Helps lower initial outlay.

• Balloon Payments: Make lower monthly payments with a large final payment at the end. Lowers ongoing costs.

• Seasonal Payments: Make higher payments in months when you can afford more and lower payments in leaner months. Accommodates irregular income streams.

Making Payments

Once your INFINITI lease or loan is set up, you’ll need to start making payments. INFINITI Financial Services offers multiple ways to pay each month:

• Online: Set up one-time or recurring payments through the IFS Online Account Manager.

• Phone: Call INFINITI Financial Services at 1-800-627-4437 and speak to a representative.

• Mail: Send a check or money order to the payment address provided.

• Auto Pay: Schedule recurring automatic payments from your bank account.

• Mobile App: Download the INFINITI Finance app to pay on the go.

No matter which option you choose, be sure to pay on time each month to avoid late fees and credit damage. Set up text or email reminders through your online account to help stay on track.

Get Support from INFINITI Financial Services

INFINITI Financial Services has over 50 years of auto finance experience. Their finance specialists can guide you through the leasing and financing process and answer any payment questions along the way. Benefits of financing with INFINITI Financial Services include:

• Competitive interest rates and national offers
• Flexible payment options
• Online account management
• Lease-end guidance
• 24/7 customer service

When you’re ready to lease or finance a new INFINITI, visit an authorized retailer to speak to an expert. They can walk you through INFINITI Financial Services options to find the right payment plan for your needs and budget. Driving an INFINITI is an amazing experience. INFINITI Financial Services makes it easy and convenient to pay for it over time.