Buying a new vehicle is an exciting experience. After shopping around and test driving different models, you finally settle on the perfect INFINITI for you. But now it’s time to figure out how you’ll pay for your new ride. This is where INFINITI Financial Services comes in. As the dedicated finance division for INFINITI vehicles, they offer a variety of payment options to fit your budget and lifestyle. In this article we’ll break down the different ways you can make vehicle payments through INFINITI Financial Services.
Leasing
Leasing is a popular payment option that allows you to drive a new INFINITI vehicle with lower monthly payments compared to purchasing. With a lease you pay only for the vehicle’s depreciation during the lease term, which is usually 24 to 36 months. At lease end you simply return the vehicle unless you decide to purchase it. Monthly payments are based on the vehicle’s MSRP and projected residual value at lease end, plus interest and applicable fees. Leasing advantages include lower monthly payments, easy vehicle upgrades, and warranty coverage for most of the lease term. Downsides are mileage limits and wear-and-tear charges if you go over.
Financing
Also called an auto loan financing allows you to spread out the purchase price in monthly payments. You can finance a new or used INFINITI through a bank, credit union or directly through INFINITI Financial Services. Loan terms typically range from 24 to 72 months. Longer terms have lower payments but pay more interest over time. Shorter terms cost less in interest but have higher monthly payments. You own the vehicle once the loan is paid off. Financing is a good option if you plan to keep the vehicle long term. Make sure to get pre-approved so you know your rate and terms before purchasing.
INFINITI Financial Services Payment Options
INFINITI Financial Services offers both leasing and financing options to INFINITI owners. They provide online payment calculators to estimate payments. You can even get pre-qualified to see potential lease or financing terms before visiting a retailer. Payment options include:
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Standard Payments: Spread payments evenly over the lease or loan term. You pay the same amount each month.
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Deferred Payments: Make lower payments at the start and gradually increase them over time. Helps lower initial outlay.
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Balloon Payments: Make lower monthly payments with a large final payment at the end. Lowers ongoing costs.
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Seasonal Payments: Make higher payments in months when you can afford more and lower payments in leaner months. Accommodates irregular income streams.
Making Payments
Once your INFINITI lease or loan is set up, you’ll need to start making payments. INFINITI Financial Services offers multiple ways to pay each month:
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Online: Set up one-time or recurring payments through the IFS Online Account Manager.
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Phone: Call INFINITI Financial Services at 1-800-627-4437 and speak to a representative.
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Mail: Send a check or money order to the payment address provided.
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Auto Pay: Schedule recurring automatic payments from your bank account.
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Mobile App: Download the INFINITI Finance app to pay on the go.
No matter which option you choose, be sure to pay on time each month to avoid late fees and credit damage. Set up text or email reminders through your online account to help stay on track.
Get Support from INFINITI Financial Services
INFINITI Financial Services has over 50 years of auto finance experience. Their finance specialists can guide you through the leasing and financing process and answer any payment questions along the way. Benefits of financing with INFINITI Financial Services include:
- Competitive interest rates and national offers
- Flexible payment options
- Online account management
- Lease-end guidance
- 24/7 customer service
When you’re ready to lease or finance a new INFINITI, visit an authorized retailer to speak to an expert. They can walk you through INFINITI Financial Services options to find the right payment plan for your needs and budget. Driving an INFINITI is an amazing experience. INFINITI Financial Services makes it easy and convenient to pay for it over time.
EMPOWERING YOU ONLINE AND ON THE GO
INFINITI FINANCIAL SERVICES (IFS)
Registering on the Online Account Manager is simple. All you need is the account number and the last four digits of your Social Security Number. When you create your profile, you will be able to:
• Manage account preferences and sign up for email and text notifications
• View account details & payment history
• Set up payments
• View current and past statements
To download our app, visit your app store and search for INFINITI Finance. By enrolling, you will automatically go paperless, which is a great way to help protect the planet and your financial information. You can opt in to continue receiving paper if preferred.
How to Pay Off Your Car Loan Faster (it’s NOT Velocity Banking)
FAQ
How do I pay my Infiniti car payment by phone?
Are Nissan and Infiniti finance the same?
What is the number for 1 800 887 5155?
What is Infiniti IFS account?
How does Infiniti financial services determine my monthly payments?
See your INFINITI Retailer to help determine your actual monthly payments including title, taxes, license and other fees, based on the exact selling price, lease or financing terms, credit history, trade-in appraisal, down payment and special offers. The above is how INFINITI Financial Services defines its credit rating ranges.
What is the Infiniti Financial Services Online Account Manager app?
The Infiniti Financial Services (IFS) Online Account Manager app allows an existing IFS customer to manage their account on-the-go. To gain access to your account, IFS account holders may either register or enter their login information from an existing account registered on www.infinitifinance.com. FEATURES:
How do I access my Infiniti financial services account?
Open the Mac App Store to buy and download apps. The Infiniti Financial Services (IFS) Online Account Manager app allows an existing IFS customer to manage their account on-the-go. To gain access to your account, IFS account holders may either register or enter their login information from an existing account registered on www.infinitifinance.com.
Does Infiniti financial services provide servicer services?
For leases owned by Nissan-Infiniti LT, Infiniti Financial Services acts as servicer. Infiniti Financial Services is a division of Nissan Motor Acceptance Company. The developer, Nissan North America Inc., indicated that the app’s privacy practices may include handling of data as described below.