How to Pay Your BCBSM Bill Online: A Step-by-Step Guide

Paying your monthly health insurance premiums to Blue Cross Blue Shield of Michigan (BCBSM) on time is important to keep your coverage active BCBSM offers convenient online and mobile options to view and pay your bill. This comprehensive guide will walk through the different ways you can pay your BCBSM bill online.

Overview of Paying BCBSM Bills Online

BCBSM members have several options for paying bills electronically:

• Online member account – Log into your secure account at bcbsm.com to view your balance, make one-time payments, set up autopay, and manage payment settings

• BCBSM app – Use the app on your smartphone or tablet to easily pay bills and access account features on the go.

• Automatic payments – Set up recurring payments from a bank account or credit/debit card so your bill gets paid automatically each month.

• One-time payments – Make single payments as needed from your bank account, credit/debit card, or MoneyGram location.

Paying online provides convenience, control, and flexibility over bill payment each month. It also helps you avoid lapses in coverage or late fees by ensuring payments post on time.

Step 1: Log Into Your Online BCBSM Account

To get started with online bill pay, first log into your BCBSM member account:

• Go to bcbsm.com and click “Login” in the top right.

• Enter your BCBSM username and password and select “Sign In.”

• You’ll be taken to your account dashboard.

If you haven’t registered for online access yet, you can easily sign up with just your member ID card information.

Step 2: Check Your Account Balance

Once logged into your account, you’ll see your current account balance displayed prominently. Review the balance details:

• Previous statement balance
• Payments received
• Current monthly premium
• Credits or adjustments
• Total amount due

This will tell you exactly how much you need to pay for your current billing period.

Step 3: Make a One-Time Payment

To make a manual one-time payment on your account, you have a few options:

• Online – Pay by debit/credit card or electronic check through your account.

• BCBSM app – Pay via the app using your stored payment methods.

• MoneyGram – Visit any MoneyGram location to pay with cash.

• Phone – Call the number on your member ID card to pay by phone.

To make a one-time online payment:

• Go to the “Payments” section of your account.

• Select “Pay Now.”

• Enter your payment details and amount.

• Review and submit the payment.

The payment will process instantly.

Step 4: Set Up Automatic Payments

For maximum convenience, enroll in autopay to have payments made automatically each billing cycle:

• Go to “Payment Preferences” in your account.

• Select “Set up Autopay.”

• Choose whether to pay from a bank account or credit/debit card.

• Enter your account details.

• Pick the date you want payments deducted monthly.

With autopay, you don’t have to remember to pay each bill. Your premiums are always paid on time, keeping your coverage active.

Step 5: Go Paperless

You can opt for paperless billing to receive and pay bills electronically:

• In your account, go to “Communication Preferences.”

• Select “Go Paperless.”

• Enter the email to send eBills to each month.

With paperless billing, you’ll get email notifications when your bill is ready to view and pay online through your account. No more paper bills to track!

Pay Bills On the Go With the BCBSM Mobile App

The BCBSM app allows you to manage payments and account details on your smartphone. You can use the app to:

• View your balance

• Make one-time payments

• Set up autopay

• Access billing history

• Get bill notifications

Download the BCBSM app for iPhone or Android to pay bills conveniently on the go.

Get Billing and Payment Support

If you need help with paying your BCBSM bill online, contact support:

• Call the number on the back of your member ID card.

• Start a live chat through your online account.

• Reach out on BCBSM’s social media pages.

• Visit a BCBSM store location for in-person help.

BCBSM has a support team available to help with any billing or payment questions that come up.

Convenience, Control, and Flexibility of Online Pay

Paying your BCBSM premiums online gives you convenience, flexibility, and control over your billing and payments. You can check your balance, schedule recurring payments, go paperless, receive reminders, and more. Paying online helps avoid coverage disruptions from missed payments. Use the BCBSM website or mobile app to take control of bill pay!