For savvy shoppers, the GAP credit card can be a great way to finance purchases and earn rewards on your spending. However, keeping up with monthly bill payments is essential. In this comprehensive guide, we’ll walk through the ins and outs of paying your GAP credit card bill quickly and easily.
Overview of Paying GAP Credit Card Bills
The GAP credit card is issued by Barclays Bank Delaware. You have multiple options to pay your bill each month:
- Pay online through the Barclays GAP card website
- Pay by phone
- Pay by mail
- Pay in GAP stores (at the register when making a purchase)
There are no fees for making payments through any of these methods. Payments are typically credited to your account the same day.
When paying your bill, you can pay the minimum payment, a portion of the balance, or the full balance. Making at least the minimum payment by the due date will ensure your account stays in good standing.
Now let’s look at the specifics of each payment method.
Paying Your GAP Credit Card Bill Online
Paying online is the quickest and easiest way to pay your GAP credit card bill Here are step-by-step instructions
1. Go to the GAP Card Website
In your web browser, navigate to gap.syf.com. This is the login page for your Barclays GAP credit card account.
2. Log In
Enter your username and password. If this is your first time on the site, go through the one-time registration process.
3. Access Your GAP Card Account
Once logged in, you’ll see your account dashboard. Locate your GAP credit card account and click on it.
4. View Balance and Payment Info
Review your account balance, due date, minimum payment, and other bill details. Note the amount you need to pay.
5. Click “Make a Payment”
On the account screen, click the blue “Make a Payment” button. This will open the payment form.
6. Enter Payment Details
Select a payment amount and enter your debit/credit card or bank account information. Double check that all details are correct.
7. Submit Payment
Verify the payment info and click “Pay Now” to complete the transaction. Your payment will be instantly applied to your account.
8. Get Confirmation
You’ll receive a payment confirmation on-screen and via email. Your account balance will update to reflect the payment.
That’s all there is to it! Paying online takes just a minute or two and your payment is processed right away.
Paying Your GAP Card Bill by Phone
To pay your bill over the phone:
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Call Barclays at 866-383-5315. This number is specifically for GAP credit card payments.
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When prompted, enter your 16-digit credit card number and other verification details.
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Use the automated system or speak to a representative to make your payment.
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Receive a confirmation number at the end. Payment is typically applied to your account right away.
Paying by phone takes a little longer but can still be convenient if you don’t have easy online access.
Paying Your GAP Card Bill by Mail
To pay your GAP credit card bill by physical mail:
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Locate your payment coupon from your monthly statement. Detach it along the perforated edge.
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Write the payment amount in the box and date the check for the due date or earlier.
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Include a check or money order made out to GAP Visa Card. Do not send cash.
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Mail the payment coupon and check in the envelope provided to the payment address printed on the coupon.
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Allow 5-7 business days for the mailed payment to process. Pay early to avoid late fees if mailing close to the due date.
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Keep the additional portion of the payment coupon as your receipt.
Paying by mail is reliable but slower than electronic payments. Use this method if you prefer checks or record keeping with physical receipts.
Paying Your GAP Card Bill In-Store
Many shoppers are unaware you can pay your GAP credit card bill when checking out in GAP stores. To do so:
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When checking out, let the cashier know you’d like to make a credit card payment.
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Provide them your GAP Visa card number and the payment amount.
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The payment will be applied to your account as a return and reduce your balance.
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Get a receipt documenting the in-store payment. Allow 1 business day for it to process.
Paying in-store is quick and easy if you happen to be shopping at GAP. Just let the cashier know at checkout.
Payment History and Receipts
Your GAP credit card payment history can be accessed online or through customer service. To view statements and payment receipts online:
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Log into your account at gap.syf.com.
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Under “Statements”, select the month you need and click “View Statement”.
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Print or download monthly statements and payment confirmations here.
Avoid Late Fees and Damage to Credit
To avoid late fees and credit damage, be sure to pay at least the minimum payment shown on your bill by the due date each month. Set payment reminders on your calendar if that helps. Consider enrolling in autopay to have payments made automatically each month.
Get Payment Help if Needed
If you need help with any aspect of paying your GAP credit card bill, assistance is available 24/7:
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Call 866-383-5315 to speak to a customer service representative
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Chat live on the GAP card website for real-time support
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Send secure messages to customer support through your online account
Never hesitate to reach out if you need payment assistance!
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