Make Paying Your HDFC Credit Card Bill Quick and Easy

Paying your credit card bill on time each month is crucial to maintaining a good credit score and avoiding unnecessary interest charges. For HDFC Bank credit card holders, the bank offers many convenient ways to pay your bill quickly and easily. In this article, we’ll outline the various methods HDFC provides to pay your credit card bill and highlight key tips to ensure on-time payment.

Overview of HDFC Credit Card Bill Payment Options

HDFC Bank offers both online and offline options to pay your credit card bill, providing flexibility to customers. Here is a quick overview of the main payment channels

Netbanking – If you have an HDFC Bank account, the easiest way to pay your credit card bill is through Netbanking. Simply login to your account, go to the ‘Pay’ section, and make the payment.
Mobile App – The HDFC MobileBanking app also allows you to pay your credit card bill instantly. Available on iOS and Android.
Phonebanking – Call the bank’s phonebanking number and use IVR to make your credit card payment.
ATM – Visit any HDFC Bank ATM to pay your credit card bill in cash or cheque
Auto-Pay – Set up standing instructions for auto-debit from your HDFC account every month.
BillDesk – HDFC has partnered with BillDesk to allow you to pay your credit card bill from other bank accounts as well.
Cash/Cheque – Visit your nearest HDFC branch to pay your bill in cash or cheque.
UPI – If enabled, you can use any UPI app to scan a QR code and pay your HDFC credit card bill.

Tips for Paying Your HDFC Credit Card Bill on Time

To avoid late fees and credit score damage, make sure to pay your HDFC credit card bill before the due date each month. Here are some tips:

Set payment reminders in your phone calendar or app a few days before your bill’s due date each month.
Opt for auto-pay from your bank account to ensure your bill gets paid automatically every month.
Pay at least the minimum amount due, but try to pay the total if you can to avoid interest charges.
Login online or use the mobile app frequently to check for new bills that may need payment.
If traveling abroad, pay your bill in advance to avoid missing due date.
Set up low balance alerts on your credit card to be notified when usage is high.
Avoid paying at the last minute to allow time for processing and avoid late payments.
If you cannot pay in full, pay as much as possible and contact HDFC to see if they can waive late fees.

Detailed Steps to Pay Your HDFC Credit Card Bill Online

Paying your HDFC credit card bill through Netbanking or the mobile app is the most convenient option. Just follow these simple steps:

Via Netbanking

Go to www.hdfcbank.com and click on ‘Netbanking Login’.
Enter your Customer ID and IPIN and click on ‘Login’.
Once logged in, go to ‘Payments & Transfers’ and select ‘Pay’.
Under ‘Credit Cards’ you will see your HDFC credit card(s). Select the card you wish to make payment for.
Enter the amount you wish to pay and select your bank account you wish to make payment from.
Carefully review payment details and click on ‘Pay Now’ to confirm and complete payment.
Payment confirmation SMS and receipt will be sent to your registered mobile number and email ID.

Via Mobile App

Open the latest version of the HDFC MobileBanking app on your phone.
Enter your user ID and password to login.
Tap on ‘Pay’ and select ‘Credit Card’ from the options.
Pick the credit card you want to make payment for.
Enter the payment amount and select account to debit. Review details.
Authenticate using your PIN, fingerprint or face ID to complete payment.
You will receive payment confirmation via push notification and message.

HDFC Bank offers flexible and convenient methods to pay your credit card bills before due date. Opt for auto-pay, set reminders, use Netbanking or mobile app for quick payments. Paying on time saves money, avoids fees and keeps your credit profile healthy. Follow the tips outlined to stay on top of your credit card payments each month.

Frequency of Entities:
hdfc: 34
credit card: 30
bill: 26
payment: 20
pay: 19
online: 6
mobile app: 6
netbanking: 5
auto-pay: 3
billdesk: 2
phonebanking: 2
atm: 2
cash: 2
cheque: 2
upi: 1

hdfc pay my bill credit card payments
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NetBanking Here’s how you can pay your Credit Card bill via NetBanking.

To pay any credit card bills via a HDFC Bank account, you must link your card to your account. Follow these steps to do so:

Step1	Login to NetBanking using your NetBanking ID and Password
Step2	Click on the ‘Credit Cards’ tab
Step3	Click on the ‘Register New Card’ link on the left
Step4	Enter your Credit Card number, expiry date, credit card ATM PIN and click on ‘Submit’

To pay your HDFC Bank Credit Card bill:

Step1	Login to NetBanking using your NetBanking ID and Password
Step2	Go to the ‘PAY’ tab and click on Credit Cards.
Step3	Select your card.
Step4	Click on PAY.
Step5	Select the type of amount (Minimum/Total/Other).
Step6	Click Confirm to complete payment.

Mode of CC Bill payment	TAT
Net Banking	1 day

*Disclaimer: Payment realization queries with regard to payments initiated/made through third party app’s are to be directly dealt with the third party service provider.

Note – Exceptions will be there basis system cutoff

Cash Here’s how you can pay your credit card bills by cash

Step1

Visit any HDFC Bank branch counter and pay by cash. Or deposit at an HDFC ATM

Mode of CC Bill payment	TAT
Cash	1 day

*Disclaimer: Payment realization queries with regard to payments initiated/made through third party app’s are to be directly dealt with the third party service provider.

Note – Exceptions will be there basis system cutoff

How to make your Credit Card Payment using HDFC MobileBanking App

FAQ

How can I pay my HDFC credit card billed amount?

You can pay your credit card bills through a variety of convenient channels, both online and offline – including HDFC Bank MobileBanking App, HDFC Bank NetBanking, non-HDFC Bank NetBanking, or at an ATM. There are no charges for the transactions.

Can we pay HDFC credit card bill through another debit card?

Can I use other bank debit card to pay HDFC Credit Card bill? Currently, HDFC accepts only HDFC debit cards to make credit card payments through its ATMs. If you want to use other bank debit cards, you must have registered for the bank’s net banking facility to transfer funds from the account linked to the debit card.

How do I pay my credit card bill from another account?

The fastest way to pay your bill is through different online channels such as net banking, UPI, mobile wallet, etc. How can I pay my credit card bill from another bank? You can pay your credit card from other bank accounts through NEFT where you can add the credit card number as payee to complete the payment.

How to Pay HDFC credit card bills online?

HDFC Bank provides an answer to your most frequently asked queries Pay Online – Credit Card Bill Want to pay your credit card bill Please choose the mode of payment Pay your HDFC Credit Card bills online with HDFC Bank Net Banking Pay your HDFC Credit Card bills online from other bank accounts

Does HDFC BillPay offer cashback?

Everyone loves getting benefits and reward points on spending money through their credit card, but with the HDFC BillPay offer, you can now get 1% cashback on paying your credit card bill as well. You must have an HDFC bank account, and you can use the Easyshop Platinum or Millennia debit card to pay your credit card bill and receive the cashback.

How HDFC Bank credit card works?

Credit Cards are accepted as cash substitutes for all kinds of purchases – be it hotel or flight bookings, bill payments, purchasing the latest gadgets, and online and retail shopping. You can pay for small-value and big-ticket items easily with your HDFC Bank Credit Card.

Does HDFC Bank accept credit cards?

Whatever your needs may be, you can swipe your HDFC Bank Credit Card and pay for the expenses. Credit Cards are accepted as cash substitutes for all kinds of purchases – be it hotel or flight bookings, bill payments, purchasing the latest gadgets, and online and retail shopping.