How to Pay Your JCPenney Bill Online: 4 Quick & Easy Ways

Paying your JCPenney credit card bill online is simple, secure, and can be done in just a few minutes JCPenney offers several digital payment options to fit any schedule or preference This comprehensive guide will overview the main ways to pay your JCPenney credit card bill online.

Add Your JCPenney Card to Your Account

To make online payments, you’ll first need to connect your JCPenney credit card to your online account. Here’s how to add your card

• Go to jcpenney.com and click “Sign In” to access your account. If you don’t have an account, you can create one easily.

• Once signed in, click on “My Account” and select “Manage Payment Options.”

• Choose “Add a Card” and enter your JCPenney credit card number and security code when prompted.

• Verify your identity by entering your name, birthdate, Social Security number and address.

• Read and agree to the terms and conditions. Click “Submit” to finish adding your card.

Once your card is added, you’ll have access to make payments, view statements, set up autopay, and more.

Pay Through Your Online Account

The most straightforward way to pay your bill is directly through your online account. To do this:

• Go to jcpenney.com and sign in. Click “My Account.”

• Select “Make a Payment” under your JCPenney credit card section.

• Choose your payment amount and date. Pick your payment source from your saved options.

• Verify details and click “Submit Payment” to complete the transaction.

Payments made online before 11:59pm CT will typically process same day. You can also set up recurring automatic payments.

Use JCPenney Pay

JCPenney Pay allows you to check out and make bill payments using services like Apple Pay, Google Pay, and PayPal.

To use JCPenney Pay:

• Sign in to your account on jcpenney.com or the mobile app.

• Add your preferred digital wallet by going to “My Account” then “My Wallet.”

• When prompted to pay, choose your digital wallet and authorize with fingerprint/face ID.

JCPenney Pay enables quick, easy payments with just a couple taps. It’s great for on-the-go bill paying.

Pay via Phone

You can pay your JCPenney credit card bill by calling 1-800-222-6161. Customer service agents are available 24/7.

When you call, have your account number, payment amount, and bank account information ready. The agent will take your payment details over the phone.

This is a reliable option if you need to speak with someone directly or prefer not to pay online.

Mail In Your Payment

To pay by mail, send your payment coupon and check or money order to:

JCPenney
PO Box 965008
Orlando, FL 32896-5008

Make checks payable to JCPenney Credit. Allow 5-7 days for mailed payments to process. Include your account number on all mailed correspondence.

Choose the Best Payment Method for You

JCPenney offers convenience through various digital payment options:

• Online account – Schedule one-time or recurring payments. View billing statements.

• JCPenney Pay – Use mobile wallet for quick checkout and bill pay.

• Phone – Speak with a customer service agent to make a payment.

• Mail – Send coupon and check/money order via postal mail.

Pick the payment features that best suit your needs for a simple, stress-free billing experience.

Payment Tips & Reminders

Follow these tips to master paying your JCPenney credit card bill online:

• Make payments at least 2-3 days before your due date to ensure on-time payment.

• Opt for paperless statements to access billing information online.

• Update your account with your current email, phone number, and address.

• Set up autopay or payment reminders to avoid late fees.

• Contact customer service immediately if you see unauthorized or fraudulent charges.

Take Control of Your Account

Paying your bill online gives you command over your JCPenney credit account. Take advantage of 24/7 account access, recurring payments, paperless features, and more. Use the right digital tools for your needs so you can spend less energy stressing over bills and more time shopping your style!