How to Make Payments for Your Sheetz Credit Card

Making payments on time for your Sheetz credit card is important to build and maintain good credit. There are several convenient ways to make payments on your Sheetz credit card account through Card by FNBO. In this article I’ll walk through the different payment options when payments are due, how much you need to pay, and some tips for hassle-free payments.

Overview of Sheetz Credit Card Payment Options

Card by FNBO offers Sheetz cardholders the following ways to make payments

• Online
• AutoPay
• By mail
• By phone
• Rush payment

Below I’ll go through the details of each method. The most popular and recommended options are online and AutoPay since they are fast, secure, and convenient.

When Are Sheetz Credit Card Payments Due?

Your Sheetz credit card payment due date is shown on your monthly statement. It is usually around the same date each month.

Payments are due by 11:59 pm CT on the due date shown. If you miss the due date, you may incur a late fee.

To avoid late fees, make sure to schedule payments to arrive before the due date. I recommend paying at least 5 days before the due date just to be safe when paying by mail.

How Much Should You Pay on the Sheetz Credit Card Each Month?

At a minimum, you need to pay the minimum payment amount shown on your monthly statement by the due date. But it is recommended to pay more than the minimum if possible to avoid interest charges.

Ideally, try to pay your balance in full each month. This is the best way to avoid interest and credit card debt.

Paying Online

The fastest and most secure way to pay your Sheetz credit card bill is online. You can pay directly on the Card by FNBO website or in the mobile app.

To pay online:

• Log into your account
• Select “Make a Payment”
• Enter your payment amount and submit

Online payments arrive instantly. You can pay online up to 11:59 pm CT on the due date for same-day credit.

I love the convenience of paying online. You can do it anytime from your computer, phone or tablet. No need to worry about checks getting lost in the mail.

Setting Up AutoPay

Another easy option is to enroll in AutoPay. This automatically deducts your payment from a bank account each month on the due date.

To set up AutoPay:

• Log into your Sheetz credit card account
• Go to AutoPay under the Payments section
• Enter your bank account information
• Specify the amount and payment date

Once enrolled, AutoPay runs smoothly in the background each month. Just make sure to have sufficient funds in your bank account on the payment date.

Paying by Mail

If you prefer to mail payments, send your check or money order along with the payment coupon to:

Bankcard Payment Processing
1620 Dodge Street
Omaha, NE 68197-2210

Mail your payment at least 5 business days before the due date to ensure it arrives on time.

I recommend paying by mail only as a backup option in case you can’t pay online. Mailed payments take longer and have a risk of getting lost or delayed.

Paying by Phone

You can also make a payment over the phone by calling 888-295-5540. Talk to a representative to make your payment.

Phone payments made before 5pm CT each business day receive same-day credit.

This is a decent option if you need to make a last minute payment. But online payments are generally faster and easier.

Rush Payments

If you missed the due date, you can still make a rush payment online or by phone on the due date for same day credit. But a late fee may still apply.

To rush a payment:

• Pay online before 11:59 pm CT
• Call before 5pm CT to pay by phone

Rush payments let you avoid further late penalties if you need to make a last minute payment. But try to avoid rushing payments when possible by paying early.

Tips for Hassle-Free Sheetz Credit Card Payments

Here are some tips to make sure your Sheetz credit card payments go smoothly:

• Enroll in online access – This lets you pay online 24/7.
• Set up AutoPay – Automate payments from your bank to avoid late fees.
• Pay 5+ days before the due date when mailing payments.
• Pay more than the minimum when possible.
• Review statements carefully for the payment due date and amount.
• Contact customer service with any address or account changes to avoid issues.
• Save payment receipts as proof of payment.

Benefits of Paying Your Sheetz Card on Time

Making on-time payments helps you in a few key ways:

• Avoid late fees – Late payments incur fees around $29 typically.
• Maintain good credit – On-time payments build your credit score over time.
• Earn rewards – Sheetz rewards can be forfeited if your account becomes delinquent.
• Keep account open – Late payments can lead to account closure affecting your credit utilization.